Insurance Processing Service, INC.

Don't Let Unexpected Waters Wash Away Your Dreams.

Get your free quote today and protect your eeace of mind!

Competitive Rates

Enjoy personalized quotes tailored to your flood risk and property specifics

Expert Guidance

Personalized advice to find the perfect insurance solution for you

Community-Focused

We support flood awareness initiatives for create a more resilient community

ABOUT US

What We Stand For

At IPS, we believe insurance goes beyond a piece of paper. It’s about understanding your unique situation, your worries, and your aspirations. 

Whether you’re a first-time homeowner or a seasoned investor protecting valuable assets, we have the flexibility to match your requirements. We empower you to choose the coverage options that offer the peace of mind you deserve without unnecessary extras.

DO YOU NEED FLOOD INSURANCE?

Here's How to Decide

Flooding can strike anywhere, causing devastating damage and financial hardship. While some areas face a higher risk, even seemingly low-risk locations are not immune. Deciding on flood insurance can be confusing, but here are some key factors to help you navigate this important decision.

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Check Your Zone

This remains crucial as it determines if flood insurance is mandatory for your property. Remember, even if you’re outside a designated high-risk zone (Special Flood Hazard Area – SFHA), some lenders may still require flood insurance based on their own risk assessments, especially for government-backed loans like FHA, VA, or USDA.

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Weather Patterns

Use the National Weather Service (NWS) Flood Outlook to identify current and future flood threats to your property in light of evolving weather patterns and your specific location’s vulnerability. This essential tool helps determine the need for flood insurance by revealing potential and imminent risks.

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Property Value

Assess the potential financial impact of flood damage. Even a minor flood can cause significant losses to your home and valuable belongings. Weigh the cost of flood insurance against the potential risk of financial hardship.

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Renters Covered

Flood insurance isn’t just for homeowners! Renters can also purchase content-only flood insurance through the National Flood Insurance Program (NFIP) to protect their belongings, often at a lower cost. Talk to your landlord and one of our agents to learn more.

Our goal is to make insurance easy, so you can focus on life.

WHY CHOOSE US?

What Makes us Different

UNDERSTANDING FLOOD INSURANCE

What Does it Cover?

Flood insurance protects your property from financial losses caused by flood damage. It’s important to understand that this coverage typically falls into two categories:

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Building Coverage

Protects the physical structure of your home, which may include:

personal-contents

Content Coverage

Protects your personal belongings within the insured building, such as:

HOW IT WORKS

Fast & Easy
Quoting Process

Get your flood insurance quote in 3 easy steps:

Contact Us

We’ll help you assess your specific needs and risk, explain coverage options, and help you find the right policy.

Get a FREE Quote

We offer free flood insurance quotes, allowing you to compare and choose without any initial cost.

Get Covered

We’re with you every step of the way during the application process to ensure you’re fully protected. 

Let us make getting flood insurance straightforward and hassle-free.

With a commitment to ease and clarity, our goal is to streamline the process of acquiring flood insurance, making it a straightforward and hassle-free experience for you. From initial contact to final coverage, we’re here to guide you every step of the way, making protection against floods accessible and worry-free.

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